Terms of Service

FPconsultinc Terms of Service

Effective Date: May 1, 2025
Last Updated: May 1, 2025


1. Acceptance of Terms

By accessing or using FPconsultinc’s website or services (including browsing), you confirm that:

  • You are of the legal age of majority in Ontario (or have parental consent).

  • For EU users: You acknowledge these Terms comply with GDPR Article 6(1)(b) (contractual necessity).


2. Services

  • We provide business consulting, statistical analysis, and strategic planning.

  • Services may evolve; we reserve the right to modify or discontinue them without prior notice.

  • EU clients: May terminate contracts if privacy policies materially change (GDPR Article 7(3)).


3. Privacy & Data Protection

  • Our Privacy Policy is incorporated into these Terms.

  • EU data transfers: We use Standard Contractual Clauses (SCCs) or rely on adequacy decisions as required.


4. Use of Website

You agree not to:

  • Violate Canadian or Ontario laws, or third-party rights

  • Upload or distribute malware

  • Scrape or extract website content without written permission


5. Intellectual Property

  • All content (including text, logos, and methodologies) is the property of FPconsultinc and protected under Canadian copyright and trademark laws.

  • Limited License: You may view or download materials for personal, non-commercial use only.


6. Third-Party Links

  • Our site may contain links to third-party websites. These are provided for convenience only.

  • We do not endorse or take responsibility for external content or practices.


7. Payment Terms

  • Invoices: Due within 15 days unless otherwise agreed in writing.

  • Late Payments: Subject to 1.5% monthly interest (18% annually).

  • Disputes: Must be raised within 14 days of receiving the invoice.


8. Disclaimers

  • Services are provided “as-is” without warranties of accuracy or completeness.

  • Statistical Disclaimer: Interpretive results are for informational use only. We are not liable for decisions based on our analysis.

  • Force Majeure: We are not liable for delays caused by pandemics, cyberattacks, or other unforeseeable events beyond our control.


9. Limitation of Liability

To the fullest extent permitted by Ontario law:

  • FPconsultinc is not liable for indirect, incidental, or punitive damages (e.g., lost profits or data).

  • Maximum Liability: Limited to the total fees paid for services in the six months prior to the claim.


10. Indemnification

You agree to indemnify and hold harmless FPconsultinc from any claims, damages, or losses arising from:

  • Your misuse of our website

  • Your violation of these Terms


11. Dispute Resolution

  • Mediation: Parties will first attempt to resolve disputes via mediation in London, Ontario, under the rules of the ADR Institute of Canada.

  • Arbitration: If unresolved, disputes will proceed to binding arbitration in Ontario.

  • Court Jurisdiction: For any non-arbitrable issues, Ontario courts shall have exclusive jurisdiction.


12. Governing Law

  • These Terms are governed by the laws of Ontario and applicable federal laws of Canada.

  • EU Clients: GDPR rights remain enforceable where applicable.


13. Changes to Terms

  • We may revise these Terms at any time. Changes will be posted with a new “Last Updated” date.

  • Continued use of our website implies acceptance.

  • EU clients: You may terminate your contract without penalty if a material change affects your data rights.


14. Contact

General Inquiries:
Contact us page